Benefits of secured credit card

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ssl.loanshop.info � CNBC Select � Resources. It allows the card holder to build a credit history in a controlled environment. The credit limits on secured cards are usually lower than traditional cards. Key Takeaways � A secured credit card is a credit card that is backed by a cash deposit, which serves as collateral should the cardholder default on payments.

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Related Articles. Average Outstanding Balance on Credit Cards: How It Works and Calculation An average outstanding balance is the unpaid, interest-bearing balance of a loan or loan portfolio averaged over a period of time, usually one month. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.