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First savings account - Helpful Steps for Parents - BMO Harris BankHealthy Dollars partners with WealthCare Saver and BMO Harris to offer Health Savings Accounts (HSAs) that provide both high-yield savings and investment. A Health Savings Account (HSA) is an account established under Section of the Internal Revenue Code for the purpose of paying qualified medical expenses. On March 31, , Alegeus (doing business as WealthCare Saver) will move to BMO Harris as the bank depository for health savings account (HSA) funds managed.