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How to RAISE Your Credit Score Quickly (Guaranteed!)Check your credit reports and scores. � Select your target credit scores. � Pay your bills on time. � Raise your credit limits and reduce your debt balance. � Avoid. How to Improve Your Credit Score Fast � 1. Review Your Credit Reports � 2. Get a Handle on Bill Payments � 3. Aim for 30% Credit Utilization or Less � 4. Limit. 1. Make On-Time Payments; 2. Pay Down Revolving Account Balances; 3. Don't Close Your Oldest Account; 4. Diversify the Types of Credit You Have; 5. Limit New.