Bmo alto vs ally

bmo alto vs ally

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High-yield savings accounts: Pros and cons. A high-yield savings account is a type of federally insured savings product that earns rates that are much better than the national average. Money market accounts are similar to high-yield savings accounts, but they typically make it easier to access your savings. Investopedia requires writers to use primary sources to support their work. You might prefer a CD if you want to lock in a high rate for a set period of time, because your rate is fixed.