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Money market accounts are often funds and as such are held within an individual IRA.
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Money market accounts are often funds and as such are held within an individual IRA.
Disadvantages Large minimum deposit requirements: Money market accounts may require a larger deposit than traditional savings accounts either to open the account or to earn the top APY. Investopedia is part of the Dotdash Meredith publishing family. Money market account vs. Savings accounts and money market accounts have more in common than not: They pay interest, and they are designed to keep you saving. The main downside is similar to high-yield checking�notably, high fees unless the depositor satisfies all the rules, which vary by the institution.
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