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US Fed cuts interest rates by 0.25% with jobs, inflation risks \Deposit Rate/Year ; Savings, %, %% ; 3 mths Fixed, %%*, % ; 6 mths Fixed, %%*, % ; 12 mths Fixed, %%*, %. Currently, banks offer a rate of interest ranging from % � % on senior citizens FDs depending on the deposit amount and the deposit tenure. Check the current deposits interest rates, loans interest rates and fees here.