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BMO Alto High Yield Savings Account - review HYSA review 2024Current BMO Mortgage Rates ; 1-year fixed closed, %, % ; 2-year fixed closed, %, % ; 3-year fixed closed, %, % ; 3-year. BMO Prime Mortgage Rate is %. Special Rates. Bring out the calculator. Find some help estimating your mortgage payments, how much you can afford and more. Check out the latest GIC rates, features, terms, and plan eligibility to find the investment that works for you. Book an appointment or buy online today.