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I Tried Renting a Car Without a Credit CardYou can use a secured card to rent a car if you have enough credit available to cover the temporary hold and the cost of the rental. While most. A pre-authorization is a banking operation performed on your credit card when you rent a car. It's made to guarantee the payment of any additional cost that. You can rent a car with a secured credit card, but you must make sure there's enough available credit to cover the rental costs, including the.