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Investopedia is part of the Dotdash Meredith publishing family. Preapproval can be extremely valuable when it comes time to make an offer on a house, especially in a competitive market where you might want to stand out among other potential buyers. However, a preapproval is much more detailed � and more of a guarantee. Because the process is much more detailed, it takes more time too � up to a week in some cases.
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