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How to Pay Credit Card bill BMO Harris?Get the benefits of a Mastercard� and the convenience of a debit card that lets you pay directly from your checking account. Go into your Settings and open �Wallet & Apple Pay�. 2. Tap �Add credit or debit card�. 3. Follow the steps to add your new card. (If it asks to add a card. From your computer or device, log in to your alternative bank account's online banking portal � Next, set up your BMO credit card as a bill payee.