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BMO Harris Bank #HelpGiven - Sheila�s StoryKnow that BMO will never call you and ask for your digital banking credentials, password, PIN, or OTP over the phone. You may be asked for your OTP but only. The Consumer Complaint Database is a collection of complaints about consumer financial products and services that we sent to companies for. Horrible bank! Omg. We left a Yelp review for the BMO branch in Santa Rosa Ca at 4th and Farmers regarding the horrible situation we are dealing with.